Our commitments to transparency, responsible data handling, and regulatory compliance. Written in plain language.
These Terms of Service ("Terms") are a legal agreement between you ("you," "your," or "User") and Cognizant Cloud LLC ("Company," "we," "us," or "our"), a limited liability company organized under the laws of the State of New York. By accessing or using our website at cognizantcloud.com (the "Site"), creating an account, using our tools, or accessing our API, you agree to be bound by these Terms. If you do not agree, do not use the Site or Services.
To access certain features, you must create an account using a valid email address. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to:
We reserve the right to suspend or terminate accounts that violate these Terms or that show signs of fraudulent activity.
You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:
We offer three service tiers:
Credits are consumed when you use premium features such as Magic Boost (Deep Search), Data Fixer, and batch enrichment. Credits included with your Subscription are added to your account at the start of each billing cycle. Unused Subscription Credits carry over month to month as long as your Subscription remains active. Credits purchased as one-time packs never expire regardless of Subscription status. Credits have no cash value and are non-transferable between accounts.
You may purchase additional Credits in packs of 100, 500, 2,500, or 15,000 Credits. Pricing for each pack is displayed on our Pricing page. All prices are in U.S. dollars.
Subscriptions renew automatically at the end of each monthly billing cycle. Your payment method on file will be charged the applicable Subscription fee on each renewal date. We will notify you via email before any price increase takes effect.
You may cancel your Subscription at any time from your account settings page. Cancellation takes effect at the end of your current billing period. After cancellation:
Because our Services provide immediate access to digital tools and API calls, Subscription fees are generally non-refundable. However, we will consider refund requests on a case-by-case basis if:
Credit pack purchases are non-refundable once Credits have been added to your account. To request a refund, email billing@cognizantcloud.com with your account email and a description of the issue.
We strive to maintain high availability of the Services but do not guarantee uninterrupted access. The Services may be temporarily unavailable due to scheduled maintenance, unscheduled outages, third-party API downtime, or circumstances beyond our control. We provide no Service Level Agreement (SLA) for the Free tier. For paid tiers, we target 99.5% monthly uptime but this is a goal, not a guarantee.
The Services display data sourced from U.S. government databases and AI-powered analysis. While we make reasonable efforts to present accurate and current information:
See Section 4 (Medical & Health Disclaimer) for additional important disclaimers about health-related data.
All original content on the Site, including text, graphics, logos, software, page design, and user interface elements, is the property of Cognizant Cloud LLC or its licensors and is protected by U.S. and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our original content without written permission.
Government Data displayed through our tools is in the public domain and is not subject to our copyright claims. See Section 7 (Data Source Attribution) and Section 8 (Copyright & Trademarks) for details.
When you submit queries, upload data for enrichment, or interact with AI features, you retain ownership of your input data. By using the Services, you grant us a limited, non-exclusive license to process your inputs solely for the purpose of delivering the Services to you. We do not use your inputs to train AI models or share them with third parties except as necessary to provide the Services (for example, sending queries to OpenAI for AI-powered features).
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COGNIZANT CLOUD LLC AND ITS OFFICERS, MEMBERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES, INCLUDING BUT NOT LIMITED TO:
OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM YOUR USE OF THE SERVICES SHALL NOT EXCEED THE GREATER OF (a) THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (b) ONE HUNDRED U.S. DOLLARS ($100).
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
You agree to indemnify, defend, and hold harmless Cognizant Cloud LLC and its officers, members, employees, and agents from and against any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your infringement of any third-party rights.
We may suspend or terminate your account and access to the Services at any time, with or without cause, and with or without notice. Grounds for termination include, but are not limited to:
Upon termination, your right to use the Services ceases immediately. Any Credits remaining in your account at the time of termination for cause are forfeited. If we terminate your account without cause, we will provide a pro-rata refund of any prepaid Subscription fees.
These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the Services shall be resolved exclusively in the state or federal courts located in New York, and you consent to personal jurisdiction in those courts.
Before filing any claim, you agree to attempt to resolve the dispute informally by contacting us at legal@cognizantcloud.com. If the dispute is not resolved within 30 days, either party may proceed with formal legal action.
We may update these Terms from time to time. When we make material changes, we will update the "Last Updated" date at the top of this section and may notify registered users via email. Continued use of the Services after changes take effect constitutes acceptance of the updated Terms. If you disagree with any changes, you should stop using the Services and cancel your account.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
Cognizant Cloud LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information of individuals who visit our website and use our Services. This Privacy Policy describes what information we collect, how we use it, who we share it with, and what rights you have.
We do not sell, rent, or trade your personal information. We share information only with the following categories of recipients, and only to the extent necessary to provide the Services:
| Service Provider | Data Shared | Purpose |
|---|---|---|
| Stripe | Email, payment details | Payment processing, subscription management |
| Supabase | Email, account data, usage records | Authentication, database storage |
| OpenAI | User queries to AI features | AI inference (chatbot, Magic Data Fixer, Magic NPI Search) |
| Resend | Email address | Transactional email delivery |
| Netlify | Site traffic, serverless function logs | Hosting and serverless function execution |
We may also disclose your information if required by law, subpoena, or government request, or in connection with a merger, acquisition, or sale of company assets.
Depending on your jurisdiction, you may have the following rights regarding your personal information:
To exercise any of these rights, email privacy@cognizantcloud.com. We will respond within 30 days (or as required by applicable law).
If you are a California resident, the California Consumer Privacy Act and the California Privacy Rights Act provide you with specific rights:
To submit a request, email privacy@cognizantcloud.com with the subject line "California Privacy Request."
If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have rights under the General Data Protection Regulation (GDPR). Our lawful bases for processing your data are:
You have the right to lodge a complaint with your local data protection authority. For inquiries, contact privacy@cognizantcloud.com.
The Services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information promptly. If you believe a child under 13 has provided us with personal information, please contact us at privacy@cognizantcloud.com.
We implement reasonable administrative, technical, and physical safeguards to protect your information, including:
No method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee absolute security.
Your information may be processed in the United States. If you are accessing the Services from outside the United States, you consent to the transfer, processing, and storage of your information in the United States, where data protection laws may differ from those in your jurisdiction.
We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date and may notify registered users via email. We encourage you to review this page periodically.
These API Terms of Use ("API Terms") supplement the Terms of Service and govern your access to and use of the Cognizant Cloud Healthcare Data API (the "API"). By using the API, you agree to both these API Terms and the Terms of Service.
API access requires a valid Cognizant Cloud account and an API key. Your API key is personal and confidential. You must not share your API key with unauthorized parties or embed it in client-side code where it could be exposed. If you believe your API key has been compromised, regenerate it immediately from your account settings.
To ensure service quality for all users, the API is subject to rate limits:
| Tier | Requests/Minute | Requests/Day | Notes |
|---|---|---|---|
| Free | 10 | 100 | Basic access, limited endpoints |
| Pro | 60 | 5,000 | All endpoints, standard priority |
| Ultra | 120 | 25,000 | All endpoints, priority processing |
Requests exceeding these limits will receive a 429 (Too Many Requests) response. We reserve the right to throttle or suspend access for accounts that consistently exceed fair-use thresholds or that place excessive load on our infrastructure.
The API provides a unified interface to multiple government data sources. Current endpoints include:
Full endpoint documentation is available at cognizantcloud.com/api-docs.
The underlying government data accessed through the API is in the public domain and may be freely redistributed. However, the following restrictions apply:
The API is provided on an "as-available" basis. We do not offer a formal Service Level Agreement (SLA) for any tier. API availability depends on both our infrastructure and the uptime of upstream government APIs. Government APIs may experience downtime, rate limiting, or data delays that are outside our control. We will make reasonable efforts to communicate known outages through our status channels.
We may update, modify, or deprecate API endpoints at any time. When possible, we will provide at least 30 days' notice before removing or making breaking changes to existing endpoints. We will maintain backward compatibility within major API versions (currently v1).
You agree to indemnify and hold harmless Cognizant Cloud LLC from any claims, damages, or expenses arising from your use of the API, including claims from your end users based on data accuracy, service availability, or your application's use of API data.
IMPORTANT: The Services provided by Cognizant Cloud LLC do NOT constitute medical advice, clinical guidance, or professional healthcare recommendations. The information presented through our tools is for general informational and research purposes only.
Nothing on the Site or in the Services should be construed as medical advice, diagnosis, or treatment recommendations. The information we display is sourced from publicly available government databases and processed by automated systems. It is not reviewed by licensed healthcare professionals before being presented to you.
Always consult a qualified healthcare professional before making any decisions about your health, medication, or treatment. Never disregard professional medical advice or delay seeking treatment because of information you obtained through our Services.
Our tools display drug information sourced from openFDA, RxNorm, and DailyMed. This data includes drug labels, adverse event reports, drug interactions, and recall notices. Important limitations:
Clinical trial data displayed through our Services comes from ClinicalTrials.gov, maintained by the National Library of Medicine. We display this data as-is. We do not evaluate, endorse, or recommend participation in any clinical trial. Eligibility criteria and trial details may change after being posted to ClinicalTrials.gov. Contact the trial sponsor or principal investigator directly for current information.
Hospital quality measures displayed through our tools come from the CMS Hospital Compare program. These measures reflect historical performance and may not represent current quality of care at any facility. Quality measures are one of many factors to consider when evaluating healthcare providers.
Some features of the Services use artificial intelligence to generate responses, summaries, or data transformations. AI-generated content:
See Section 5 (AI Disclosure) for additional details about how AI is used in the Services.
Provider information from the NPPES National Plan and Provider Enumeration System may contain outdated addresses, phone numbers, or specialty classifications. NPI registration data is self-reported by providers and may not reflect current practice locations or credentials. Verify provider information directly with the provider or through your insurance plan before scheduling care.
FDA recall and enforcement data displayed through our tools reflects publicly available information from the FDA. We make no representation regarding the completeness or timeliness of recall notices. For the most current recall information, visit FDA.gov Safety Recalls directly.
If you are experiencing a medical emergency, call 911 (or your local emergency number) immediately. Do not use this website or its tools to seek emergency medical assistance.
Cognizant Cloud LLC uses artificial intelligence ("AI") in several features of the Services. We believe in transparency about when and how AI is used. This disclosure explains which features are AI-powered, what models we use, and the limitations you should be aware of.
| Feature | AI Model | What It Does |
|---|---|---|
| AI Chatbot | OpenAI GPT-5.4 | Answers healthcare data questions, provides guidance on tools and APIs |
| Magic Data Fixer | OpenAI GPT-5.4 | Cleans, standardizes, and corrects messy healthcare data (addresses, provider names, codes) |
| Magic NPI Search | OpenAI GPT-5.4 | Interprets natural-language provider queries and translates them into structured NPPES searches |
| Data Enrichment | OpenAI GPT-5.4 (Ultra tier) | Enhances provider records with inferred specialties, practice types, and related data |
AI-powered features use models provided by OpenAI (currently GPT-5.4-nano for standard features and GPT-5.4 for Ultra-tier features). When you use an AI-powered feature, your input text is sent to OpenAI's API for processing. This means:
AI systems, including those we use, have inherent limitations:
Always verify AI-generated content against authoritative sources before acting on it. AI outputs from Cognizant Cloud are best used as a starting point for research, not as a definitive answer.
AI-generated outputs are not reviewed by human professionals before being displayed to you. The AI chatbot and Magic tools operate autonomously in real-time. If you encounter an AI response that appears incorrect, misleading, or harmful, please report it using the feedback mechanism in the chatbot or by emailing ai-feedback@cognizantcloud.com.
Cognizant Cloud LLC is committed to honest, transparent, and fair business practices in compliance with the Federal Trade Commission Act and applicable consumer protection laws.
All claims made on our Site about our products and Services are truthful and substantiated. We do not make misleading claims about the capabilities of our tools or AI features. Specific disclosures:
All prices are displayed in U.S. dollars and include all fees. There are no hidden charges, setup fees, or surprise surcharges. Specific pricing details:
We reserve the right to change pricing with at least 30 days' notice to existing subscribers. Price changes do not affect your current billing cycle.
In compliance with the FTC's Negative Option Rule and applicable state automatic renewal laws (including California's ARL, New York GBL 527-a, and others):
Our refund policy is described in Section 1.5 of the Terms of Service. To request a refund:
When we state that our tools use "free government APIs" or "public federal data," this is accurate. The underlying data is provided at no cost by U.S. federal agencies through their public APIs. Our value-add is the unified interface, search intelligence, AI-powered features, and data enrichment we build on top of these sources. We do not claim to be affiliated with, endorsed by, or a representative of any U.S. government agency.
Our software is developed in the United States. Our hosting infrastructure (Netlify) is based in the United States. We do not make "Made in USA" claims about any physical products through this platform.
Cognizant Cloud's healthcare tools and API aggregate data from multiple U.S. government sources. All government data used by our platform is in the public domain. We acknowledge and attribute the following data sources:
Data from U.S. government sources is generally in the public domain and not subject to copyright restrictions. However, each agency may have specific terms of service for their APIs. We comply with the terms of service for each government API we use, including rate limits and attribution requirements.
Government data sources update on varying schedules. NPPES data is updated weekly. openFDA data is updated as new reports are processed. ClinicalTrials.gov data is updated as sponsors submit changes. There may be a delay between when data is updated at the source and when it appears in our tools. We do not guarantee real-time synchronization with government databases.
For complete data source details and API endpoint documentation, visit our Data Sources page.
© 2024-2026 Cognizant Cloud LLC. All rights reserved. The following are protected by copyright:
You may not reproduce, distribute, or create derivative works from our copyrighted materials without written permission.
"Cognizant Cloud" and the Cognizant Cloud logo are trademarks of Cognizant Cloud LLC. You may not use our trademarks in any manner that is likely to cause confusion, imply endorsement, or suggest affiliation without our prior written consent.
Our product names, including "FormularyAI," "NPI ProLookup," "Magic Data Fixer," "Magic NPI Search," and "Cloud Academy," are trademarks or service marks of Cognizant Cloud LLC.
The following trademarks belong to their respective owners and are used on this Site solely for identification and reference purposes:
Use of third-party trademarks on this Site does not imply endorsement by or affiliation with those organizations.
Data sourced from U.S. government agencies through their public APIs is in the public domain under 17 U.S.C. Section 105 and is not subject to copyright. Our tools display, organize, and enhance this public domain data, but our added value (user interfaces, AI analysis, data enrichment, and proprietary algorithms) remains our copyrighted work.
You retain ownership of any original content you submit to the Services (such as data files uploaded for enrichment). We claim no ownership of your input data.
If you believe that content on our Site infringes your copyright, you may submit a notice under the Digital Millennium Copyright Act (DMCA) to:
Your notice must include: (a) identification of the copyrighted work; (b) identification of the infringing material and its location on our Site; (c) your contact information; (d) a statement of good faith belief; and (e) a statement under penalty of perjury that you are the copyright owner or authorized to act on behalf of the owner.
Our Site primarily uses localStorage (not traditional cookies) for authentication and preference management. Here is what we store:
| Key | Purpose | Type |
|---|---|---|
| cc_token | Authentication session token (Supabase JWT) | localStorage |
| cc_email | Logged-in user email for display and API calls | localStorage |
| theme | Dark/light mode preference | localStorage |
Our Site loads fonts from Google Fonts, which may set cookies in accordance with Google's privacy policy. No other third-party cookies are set during normal use of our Site.
You can clear localStorage data through your browser's developer tools or settings. Clearing localStorage will sign you out of your account and reset your theme preference. You can also manage cookies through your browser's cookie settings.
The Cognizant Cloud website (cognizantcloud.com) and its publicly available tools are not HIPAA-covered entities. The public-facing Services do not collect, store, or process protected health information (PHI). The tools on this website are designed for use with de-identified data and publicly available information only.
Do not enter protected health information, patient data, or individually identifiable health information into any form, tool, or AI feature on this website. This includes the AI chatbot, NPI tools, Drug Safety Checker, Data Fixer, and all other features. If PHI is inadvertently submitted, contact us immediately at compliance@cognizantcloud.com so we can ensure it is purged from any transient processing.
For enterprise clients requiring HIPAA compliance, Cognizant Cloud LLC offers production software deployments with the following safeguards:
For HIPAA-related inquiries, contact compliance@cognizantcloud.com. We respond to all compliance inquiries within 5 business days.
For questions about these legal documents or your rights, contact us through the appropriate channel:
Cognizant Cloud LLC
General Legal Inquiries: legal@cognizantcloud.com
Privacy and Data Rights: privacy@cognizantcloud.com
Billing and Refunds: billing@cognizantcloud.com
HIPAA and Compliance: compliance@cognizantcloud.com
AI Feedback and Reports: ai-feedback@cognizantcloud.com
DMCA Notices: legal@cognizantcloud.com (subject: DMCA Takedown Request)
General Inquiries: info@cognizantcloud.com
We aim to respond to all inquiries within 5 business days.
This legal page was last updated on March 31, 2026. Prior versions are available upon request by emailing legal@cognizantcloud.com.